Rent to Own Your Own Home

Make your dream come true!

Buy your very own home... with rent to own!

Why "rent to own your home"?

To put it plainly, you WANT to own your own home
but think you can't... for a lot of reasons:

you don't have a big enough down payment
you have too many credit cards or credit accounts
you have a bruised credit rating
you've suffered through a bankruptcy, divorce, or foreclosure, or you're just starting out (maybe a new immigrant...) and you have no credit history
you're self-employed or an entrepreneur

and our favourite... you've been told that you don't "qualify" for a mortgage and you hear the bank slamming the door behind you!

You want to own your own home and
you think your dream is gone!

But it's not!

You can own your own home...
through a process called "rent to own"

As easy as it is to blame them, banks and traditional lenders are not the enemy! You've seen the headlines yourself... they respond to economic conditions, and right now, they are setting the bar high for approving mortgage applications. They also use formulas that don't include a big factor -- YOU! Their job is to plug in the numbers and if your numbers don't match their "profile", you don't get a mortgage. It's as simple as that.

So all that leads to the big question...

How do we help you "rent to own" your own home?

Let's start by explaining who we like to help. We'll do our absolute best for you if:

	you have a small "deposit"^* of a least $3,500 (minimum requirement)

	you are working on repairing your credit
	you have been through life-altering events such as bankruptcy, foreclosure or divorce, or had to deal with health situations
	you have a good income but you do not have any credit history
	you have a good income but you need to improve your credit rating
	you are self-employed or an entrepreneur
	you're doing everything you can to get your "foot in the door" for home ownership and you need some help!

(*if the "deposit" is a problem, ask us about our Deposit-In-Trust Installment-Plan)

PLEASE NOTE: Even though our URL says "Ontario", we DO tenant-first-rent-to-own programs on the Quebec side as well.

VERY IMPORTANT:
Here’s HOW TO GET STARTED:

First: Click here and read ALL the information on that page, particularly the responsibilities and minimum requirements.

Second: After you’ve reviewed ALL the information—if you’re still interested in our tenant-first-rent-to-own program and you think
this program is for you—click here and fill in the form and send it to us.

Third: We’ll review your information.
Then we’ll call you because we know you'll have questions.
We’ll also explain what needs to happen next.

Our goal for our tenant-first-rent-to-own program
is to help as many people like you as we can
to one day own their very own home!

We hope we can help you achieve that dream!